対人能力ゼロのナンパ６
401 ：('∀`)：
I decided to make a list of the victims of this money-lending "business" in the village next door to our campus.
When my list was done, it had names of 42 victims who borowed a total amount of US $27.
I offered US $27 from my own pocket to get these victims out of the clutches of those money-lenders.
The excitement that was created among the people by this small action got me further involved in it.
If I could makes so many people so happy with such a tiny amount of money, why not do more of it?
That is what I have been trying to do ever since.
The first thing I did was to try to persuade the bank located in the campus to lend money to the poor.
But that did not work.
The bank said that the poor were not creditworthy.
After all my efforts, over several months, failed, I offered to become a guarantor for the loans to the poor.
I was stunned by the results.
The poor paid back their loans, on time, every time!
But still I kept confronting difficulties in expanding the program through the existing banks.
That was when I decided to create a separate bank for the poor, and in 1983, I finally succeeded in doing that.
I named it Grameen Bank or Village bank.
Today Grameen Bank gives loans to nearly 7.0 million poor people, 97 percent of whom are women, in 73000 villages in Bangladesh.
Grameen Bank gives collateral-free income generating, housing, student and micro-enterprise loans to the poor families and offers a host of attractive savings, pension funds and insurance products for its members.
Since it introduced them in 1984, housing loans have been used to construct 640000 houses.
The legal ownership of these houses belongs to the women themselves.
We focused on women because we found giving loans to women always brought more benefits to the family.
When my list was done, it had names of 42 victims who borowed a total amount of US $27.
I offered US $27 from my own pocket to get these victims out of the clutches of those money-lenders.
The excitement that was created among the people by this small action got me further involved in it.
If I could makes so many people so happy with such a tiny amount of money, why not do more of it?
That is what I have been trying to do ever since.
The first thing I did was to try to persuade the bank located in the campus to lend money to the poor.
But that did not work.
The bank said that the poor were not creditworthy.
After all my efforts, over several months, failed, I offered to become a guarantor for the loans to the poor.
I was stunned by the results.
The poor paid back their loans, on time, every time!
But still I kept confronting difficulties in expanding the program through the existing banks.
That was when I decided to create a separate bank for the poor, and in 1983, I finally succeeded in doing that.
I named it Grameen Bank or Village bank.
Today Grameen Bank gives loans to nearly 7.0 million poor people, 97 percent of whom are women, in 73000 villages in Bangladesh.
Grameen Bank gives collateral-free income generating, housing, student and micro-enterprise loans to the poor families and offers a host of attractive savings, pension funds and insurance products for its members.
Since it introduced them in 1984, housing loans have been used to construct 640000 houses.
The legal ownership of these houses belongs to the women themselves.
We focused on women because we found giving loans to women always brought more benefits to the family.
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